← Ways of Working
A Ways of Working product

Lender-Wise — independent CDR readiness for non-bank lenders.

Built and run by Ways of Working, Lender-Wise helps Australian non-bank lenders prepare for, and stay on top of, their Consumer Data Right obligations — without ever touching CDR consumer data, so it stays outside the accreditation perimeter.

Overview

One secure platform, presented as two applications.

Lender-Wise gives independent assessors and lender teams a single, audited place to run CDR readiness — scored against the CDR modules, with evidence, findings and remediation tracked end to end.

Assessment Toolkit

For the independent assessor — run fixed-fee readiness assessments across a portfolio of lender clients and produce board-ready reports.

Compliance Companion

For the lender's own team — track obligations and evidence, manage findings and remediation, and stay ahead of standards changes.

Add-on — CDR Product Register. Author, govern and publish your CDR Product Reference Data with a controlled review-and-approval workflow, configurable separation of duties, and a full audit trail. Lender-Wise validates every field and generates the conformant v6 & v7 responses for you to export and serve from your own endpoints.

Built to be trusted

Australian data residency · tenant isolation enforced at the database · MFA on every account · append-only audit trail · WCAG 2.1 AA · and it never stores CDR consumer data.

See Lender-Wise in full.

The live product, pricing and sign-in are all at Lender-Wise.com.